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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

5 Employee Benefits That Promote a Strong Work-Life Balance

All employers want to have a team of loyal, dedicated workers, but what does it take? Today's generation of workers is seeking a more positive work-life balance. As an employer, you can foster higher employee loyalty by offering certain benefits to your current and prospective employees.  Your employees are often married, building a family, and value working for a company that recognizes that life is...

5 Employee Retention Strategies for 2021

2020 and 2021 have brought a new set of challenges to employers – and their workers. Unless your business delivered essential services, it is likely that most of your employees worked from home. While many businesses have "weathered the storm" and will return to doing business as usual, others are facing larger challenges. The power has shifted from employer to the workforce, with hundreds of...

An In-Depth Look Into Employer 401(k) Contribution

You are fortunate if you work for a company that offers a 401(k) plan as part of its benefits package. Most plans allow employees to start contributing tax-deferred dollars toward retirement with the first paycheck. Many employers provide matching contributions right away, although some require a year of service before employer matches begin. How do your employer’s 401(k) contributions measure up to other plans? The...

Beginner’s Guide to Buy/Sell Protection

It is important to plan for the future of a business, but life can be unpredictable. A buy/sell protection plan is designed to help keep your business secure if the unexpected should occur.  What Is a Buy/Sell Agreement? A buy/sell agreement is a contract between business partners, stipulating how a partner’s interest in the business will be reassigned if that partner dies or leaves the...

Your Guide to Using HSA/FSA Funds for Family Members

An HSA (health savings account) or FSA (flexible spending account) has many benefits. These accounts are used to pay out-of-pocket healthcare costs. To establish an HSA, you must have coverage with a high-deductible health insurance plan. The funds you put in the account are not taxed and will roll over into the next year if there is unused money at the end of the year....